These Terms and Conditions govern your use of Nexthorysala financial planning subscription service. By accessing or using our service, you agree to be bound by these terms. These terms are effective as of June 21, 2025, and are governed by South African law.
Nexthorysala provides subscription-based financial planning services including budget analysis, investment guidance, and ongoing financial advice for $50 per month. Services are provided by qualified financial advisors and are intended for residents of South Africa.
Our advice is general in nature and should be considered alongside your personal circumstances. We recommend consulting with qualified professionals for complex financial decisions. Past performance does not guarantee future results.
All content, materials, and intellectual property remain the property of Nexthorysala. Users receive a limited license to access and use the service for personal financial planning purposes only.
To the maximum extent permitted by South African law, Nexthorysala's liability is limited to the amount paid for services in the 12 months preceding any claim. We are not liable for indirect, consequential, or punitive damages.
Your personal information is handled in accordance with our Privacy Policy and the South African Privacy Principles. We implement appropriate security measures to protect your data.
Disputes will be resolved through good faith negotiation, followed by mediation if necessary. Any legal proceedings must be commenced in the courts of Victoria, South Africa.
Nothing in these terms excludes, restricts, or modifies rights under the South African Consumer Law that cannot be lawfully excluded.
We are not liable for delays or failures due to circumstances beyond our reasonable control including natural disasters, government actions, or technical failures.
These terms may be updated with 30 days' notice. Continued use constitutes acceptance of revised terms.
For questions regarding these terms, contact us at legal@nexthorysala.com or Level 15, 123 Collins Street, Melbourne VIC 3000, South Africa, phone +61 2 8765 4321.
If any provision is found unenforceable, the remaining terms continue in full force and effect.